This offer is available only for purchase and refinance first mortgages. If it can’t, it’ll give you $1,000 after you close with the competing lender. If you find a better rate with another lender, Navy Federal Credit Union will match it. With RealtyPlus, you can receive between $400 and $8,000 in cash back at closing if you buy or sell a home with a RealtyPlus agent. This lender also offers its RealtyPlus program and its rate match guarantee. Navy Federal Credit Union offers FreedomLock, a rate-lock program that allows you to relock your interest rate for a lower rate if interest rates go down within 60 days of your initial rate lock. Credit score of 580 or higher, depending on loan type 740 or higher for strongest rates. ![]() Department of Defense civilians, including retirees and annuitants.Įligible applicants must meet standard mortgage requirements that include a low debt-to-income ratio and steady employment.Military family members, including parents, grandparents, spouses, siblings, children, grandchildren and household members.Department of Defense (DoD) Officer Candidate/ROTC.Individuals in the Delayed Entry Program. ![]()
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